Debt Free Smart

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Know Debt?

What current monthly debt payment would you like to get rid of- fast?

Did You Know?

The average American family's monthly budget is dominated by interest expense and the repayment of principal.




debt smart - parents with laptop

No Debt?

How would your financial outlook change if:

  • You could completely payoff that debt in about half the time you are expecting now - without any beginning change to your current budget or lifestyle?
  • You could then begin to make greater investments for your own financial goals instead of making payments to lenders?

Did You Know?

Using Debt Free Smart's featured system the typical American family could have $346,038 in future investments for themselves instead of paying ~2X what they originally borrowed.*



*Assumes a typical 30 year regular monthly mortgage payment of $1,000 paid off in half the expected time. The $1,000 payment continues for the remaining 15 years to the homeowners investment accounts earning an average of 8% - the long term average stock market return.

What Is Your Interest Savings?

What is the most burdensome mortgage, college, credit card, auto loan or business debt that you would like to get rid of - fast? Just click on the green Free Analysis box below.

This will bring you to my personal web site that features this proven accelerated debt pay-off system.

Just click on the "Free Analysis" tab you'll see at the top of the page. Enter the requested info. and you will immediately receive your personal report.
Debt Free Smart Service - My GPS for Money Logo

FREE ANALY$I$


How Does This Work?

The typical client full experience using the featured My GPS for Money tool is to become totally debt free within 7 - 10 years.



  • No beginning change to your budget or lifestyle.
  • Leverages every dime of your unique cash flow situation among your accounts you control. Gain the power of having the money you already have attack your costly compound interest debt.
  • Just like a GPS the powerful tool analyzes every month among a very large number of alternatives. Recommends to you an easy to implement fastest way to erase ALL your debts.
  • Must be positive cash flow in an average month for the system to work.
  • My GPS for Money is backed by a complete money back guarantee to pay off your debts faster just as originally forecast.

Graphical Overview of How It Works


Dennis's Personal Debt Story Lessons

Be sure to check out our MYGPS Opportunity Webinars. A great way to learn more right from the President and co-founder of My GPS for Money, Lynn Spencer.

Yes, send me the latest free My GPS Opportunity Webinar Schedule

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Further References and Help

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*more special pricing info.

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What Clients are Saying





“As a Mortgage Broker I wanted to test the program myself before sharing it with others. In just 17 months the program saved me $233,950! We tell everyone now about the My GPS for Money.”

Brad Farris, Farris Mortgage

“We never knew it could be so easy to get out of debt so fast. We are going to be out of debt in 10 years or less and we don't pay anymore into our bills than what we paid before! We would definitely recommend this program to friends and family!”

Nick & Ashley Taylor

“I was skeptical going in because I am a Bank Manager and thought I knew all there was to know about money. But what we found was that this system is so user friendly and yet so powerful we just love our My GPS for Money system. We just bought our home one year ago, and we will have it completely paid for in just six more years! The results are simply amazing.”

Stephanie & Robert Ramirez