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free articles - student fans

A lot of HS juniors and seniors do some thinking about college. Unfortunately, not a lot of HS upperclassmen take much action until late in the process. The actions they do take often lead to a questionable fit for the right college later on. I often see families pay considerably more than they need to when forced to rationalize decisions late in the student's senior year.

This article is designed to help you get on your way to lower your stress later in your senior year of high school AND lower your costs.

"5 Key Decisions to Take NOW for HS Upperclassmen" by Dennis Raup

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free articles - compass

Do you feel like you are wandering around still trying to figure out your major? Have you found "true north" for your major but unsure how to engage the colleges to your advantage?

Learn my five steps to maximizing your major and minimizing your out of pocket costs for college.

"How to Maximize Your Major" by Dennis Raup

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Compelling look for parents into the current debt traps for college and retirement planning. Find out why being College Smart is vital for your family's financial future.

"In Debt We Trust"
Article by Dennis Raup

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Free articles - money on tree

Unclaimed scholarships can sound too good to be true. However, with this important consumer perspective and understanding of the college planning cycle you can help lower your cost of college.

"A Proven Way to Find Unclaimed Scholarships"
by Dennis Raup

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What Clients Are Saying



“…without your involvement, we never would have thought to approach the college directly…. We got the documentation together to obtain residency, created letters to send and were granted residency which translated to $20,000 in savings.

THEN we went back and said, 'don’t take away her out-of-state scholarship just because she is now a resident' and got OSU to maintain the $7,000 scholarship".

"We would like to express our appreciation for the service that our daughter received.

She is our first child to go through the college application process, and it was very intimidating for our whole family. You were able to create a clear, understandable path for our daughter.

As a result of all of this hard work, our daughter was offered three presidential scholarships at various colleges, including a full tuition scholarship to a private college.

Thanks again, and we look forward to working with you on our son's upcoming college search."

"HWS presented an above average financial aid award, however, it included some work study. With your guidance, I went back and asked that the work study be converted to either grant or scholarship to relieve the financial burden while allowing my daughter to focus on academics.

They came back with the conversion AND continued to keep her eligible for an equal amount of money through work study."