Colleges are by far the biggest source of free scholarships. Yet, the latest estimates push outstanding college related loans over $1 trillion! Most deserving college students don't receive meaningful financial aid. Why?

At College Smart you will:

  • Learn proven strategies to find FREE scholarships from colleges
  • MAXIMIZE your opportunity for free government financial aid - FAFSA
  • Find other sources of FREE private money that will be worth your time
  • MINIMIZE the high levels of student loans that burden many families

Knowing the true facts about how colleges operate as a business is critical in your search for free money for college. This understanding will significantly increase your chances of success in lowering your college costs. Everything on our site is designed to give you accurate and fast insights on the most promising sources and strategies for financial aid for college.

Every year over 2 million students in the USA alone enter college with very little understanding of how a college works as a business. Many over pay for their college degree as the price for their lack of basic consumer knowledge.

“I think the growth of for-profit higher education which looks strikingly similar to regular higher ed makes people realize that all of higher ed is effectively a business.“ Burck Smith, Straighterline, a leading online college course provider.

I encourage you to share your experiences and insights in our Community Forums as you visit. Drop me a note of feedback on any changes that would help make the site more useful in your college journey. Thanks for your patience as I complete rounding out the content as highlighted in Coming Soon.

Be sure to sign up for my free bi-monthly newsletter featuring valuable tips in lowering your costs throughout your entire college journey. Congratulations on finding this site helping you be College Smart!

Dennis Raup
College bill paying parent
Educational Consultant
Business Consultant

Finding Free College Scholarships
Free scholarships go to the wise not just top students. How to understand the best consumer approach it and where to find the most attractive scholarships.
Free Scholarships Page Directory
Free Scholarships are listed here by major categories
The Secret to a Winning Scholarship Essay
Five key ingredients of a winning scholarship essay
Any College Scholarships Tips?
Contribute to this College Smart Community Forum sharing your scholarships tips and experiences.
Financial Aid Introduction
Don't look to the Wizard of Oz for Financial Aid
FAFSA and Great Expectations Missed
FAFSA funnels families to frustration
SAT Prep Can Lead to More College Scholarships
SAT Prep Does Make a Difference in SAT Scores
ACT Test Preparation Gives More Power in Knowledge
Successful ACT test preparation is all about a diligent work ethic with the right tools.
Minimizing College Loans Starts With Good Planning
Minimizing College Loans Begins with the End in Mind
Avoid the Student Loans Debt Trap
Tips on Minimizing the Burden of Student Loans
Parent Loans - We Could But Should We?
Parent Loans are often available but what are my options and pitfalls to avoid?
New Featured Topics Coming Soon
New featured topics from a consumer smart perspective coming soon
Dennis's Newsletter Introduction
Dennis's newsletter introduction to help you lower your costs throught your college journey
College Smart -Debt Wise
The latest insights on how to avoid the college debt trap. How to find the most financial aid and other free money for college sources.
Services for Families
Services for Families from college planning to jobs
Services for Organizations
It's easy to bring the hopeful message of graduating with a degree and not debt to your organization.
About Us
About Us
Affiliates with College Smart
Affiliates who share College Smart's consumer perspective in helping families combat the high cost of college
Contact Us
Contact Us
Featured Resources
Featured Resources
Contribute to Scholarships
Would you like to share your knowledge about scholarships? Great, find out how you can submit your story or tip here.