With over $1 trillion in college related debt in our country minimizing college debt is critical for a family. The Wall Street Journal just wrote a story on the long term drag of consumer debt on the recovery. Mortgage and credit card debt continue at record high levels.

Of course economic statistics pale in comparison to the many personal stories of job loss recoveries and financial setbacks many are looking for ways to overcome. That's why I am very excited to announce my newest service as this issue's featured resource.

Debt Free Smart is designed to help families and college graduates with accelerating their debt pay-off. What's unique about it is being able to start with your current budget (must be positive) and see immediate results. For instance, my wife, Kim and I are using this system beginning with our mortgage. We are on our way to paying it off 13 years earlier and saving $105,000 in interest costs!

Get a free analysis of any debt (mortgage, education loan, car loan, credit card, etc.) you would like to pay-off much earlier at


Contact me to discuss how to maximize this tool if you are preparing for college, in the midst of the college years or looking to recover in the post graduate years.

Also, take advantage of the summer months with your HS underclassmen. Check out the my College Smart Primer, "College Preparation for High School Sophomores and Juniors" at:


Be sure to share these helpful resources with other families you know.

If you have received this free bi-monthly newsletter from someone else and would like to receive this directly just click here to opt in.

Enjoy a wonderful summer with your family!

Dennis Raup

CAPlus News - June/July 2011

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Are your flip flops ready, *|FNAME|*? With July 4th just around the corner we can all start to work on our summer goals! Even if that includes a great tan!

Have you decided on a college? Its not too late, many school changes are made during the summer. Be sure and read our wait-listing article if you are still holding out for your "# 1" college. Do you know what you are doing this summer? Jobs, Internships and travel are the top choices, read our article below for more ideas.

We are moving! Our growth has blessed us with a new location. Come visit us soon!

Read below some of our articles that will help you and your family make smart college decisions.

Look where our growth is taking us...

Because CAPlus continues to grow and service your referrals we will be moving to a new location...

What are you doing this summer?

Spring break is over and summer is fast approaching and the sun is finally out...

To Wait or Not To Wait?

Wait-listing freshman applicants is a strategy that college admissions have recently created...


Find a standardized test

SAT: Oct 1 (Register by TBD)

ACT: Sept 10 (Register by Aug 12)

Find a college workshop

We hold free workshops around the country to help you learn some of the things you don't know about college. Find a workshop near you.

© 2011 College Assistance Plus. All rights reserved.
25 Norton Street, Honeoye Falls, NY 14472

parents talking

What Clients Are Saying

“…without your involvement, we never would have thought to approach the college directly…. We got the documentation together to obtain residency, created letters to send and were granted residency which translated to $20,000 in savings.

THEN we went back and said, 'don’t take away her out-of-state scholarship just because she is now a resident' and got OSU to maintain the $7,000 scholarship".

"We would like to express our appreciation for the service that our daughter received.

She is our first child to go through the college application process, and it was very intimidating for our whole family. You were able to create a clear, understandable path for our daughter.

As a result of all of this hard work, our daughter was offered three presidential scholarships at various colleges, including a full tuition scholarship to a private college.

Thanks again, and we look forward to working with you on our son's upcoming college search."

"HWS presented an above average financial aid award, however, it included some work study. With your guidance, I went back and asked that the work study be converted to either grant or scholarship to relieve the financial burden while allowing my daughter to focus on academics.

They came back with the conversion AND continued to keep her eligible for an equal amount of money through work study."