Live Workshops

College Planning Workshop -worried father

How to Find The Right College and Minimize Debt -

Learn the 6 Strategies to Become a Wise Consumer

With outstanding college debt now over $1 trillion and no relief in sight families need to learn how to lower their costs. This workshop offers you an inside look at the college industry as a business from a consumer’s view point. You will learn how to find the best fit for your student at the lowest out of pocket cost.

What you will learn:

  • How to compare colleges across financial, academic, and social factors.
  • The 7 key buyer’s concerns colleges don’t inform you about and how to leverage that in your favor.
  • Why FAFSA is based on fiction and is NOT the answer for most families.
  • Why SAT/ACT preparation and positioning of your student is vital to your selection process.
  • Where the largest sources of free financial aid really are and how to succeed in helping your student receive much more attractive offers.
  • Proven strategies how to minimize college debt and narrow interests to a marketable degree.

Help parents you know not to be part of this overwhelming statistic that spells life long financial hardship for many students and their families. Please share these valuable learning opportunities where they can develop a proven game plan for their student and family finances.

How to Accelerate Your Debt Pay-off

Achieve Your Financial Goals Faster!

live workshops - Einstein

"Those who understand interest are destined to earn it, while those that don't are doomed to pay it." Albert Einstein

The average American family spends many wasted thousands of dollars on interest every year.

This workshop presents a life changing look at how to wisely use the money you already have.

Learn how to eliminate ALL of your debt in less than half the time you thought possible – without refinancing or changing your current budget or income using common practices by Fortune 500 companies.

What you will learn:

  1. The incredible power of compound interest and what it can do to you or for you.
  2. How corporations and banks make billions of dollars each year off of your idle cash.
  3. How you can implement a simply and very effective cash flow management system.
  4. How to gain more control and success in having your money work harder for you.
  5. Gain hope and confidence in realizing your longer term life goals.


live workshops - Rochester NY skyline

Rochester, NY

Choose the best date for you…

TH Feb. 9th Honeoye Falls-Lima High School (HF-L) - 20 Church St 6:15-7:00 p.m.7:15 - 8:00 p.m.
MON Mar 5th HF-L 6:15-7:00 p.m.7:15 - 8:00 p.m.
MON Apr. 2nd HF-L 6:15-7:00 p.m.7:15 - 8:00 p.m.
MON May 7th HF-L 6:15-7:00 p.m.7:15 - 8:00 p.m.

live workshops - buffalo ny main street

Buffalo, NY

Choose the best date for you…

MON Feb 6th Amherst Main Library at Audubon - 350 John James Audubon Pkwy 6:00 - 7:00 p.m.7:30 - 8:30 p.m.
TH Feb. 16th Riverside Branch Library - 820 Tonawanda St. 6:00 - 7:00 p.m.n/a
WED Mar. 7th Lancaster Public Library - 5466 Broadway, Lancaster 6:00 - 7:00 p.m. 7:30 - 8:30 p.m.
WED Apr 4th Lancaster Public Library - 5466 Broadway, Lancaster 6:00 - 7:00 p.m. cancelled*
TU Apr 17th Clarence Public Library - 3 Town Place, Clarence 6:00 - 7:00 p.m. cancelled*

*Visit for more information and free resources.

live workshops - business laptop keyboard

Registration and Costs

For Rochester HF-L workshops, cost is $15. Covers your entire family. Just bring cash or check payable to "HF-L Community Programs".

Attend the college workshop and participate in the debt payoff workshop that follows for FREE!

For Buffalo public library locations FREE to participants.

Seating is limited. Register early.

To register for your location and preferred date just opt in below.

Open Workshops Registration

Please note that all fields followed by an asterisk must be filled in.

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About the Presenters

For College Planning, Cheryl Evans Lawless. Cheryl is an experienced Educational Consultant whose passion is to help families carefully consider how to navigate the college process and minimize college debt.

For Debt Pay-off, Dennis Raup. Dennis's mission is to help families enjoy a prosperous debt free future. Dennis is the publisher of and

Further Resources

Article, ""In Debt We Trust" , by Dennis Raup. A compelling look at why being College Smart is imperative to accomplish both college and retirement goals.

How do I schedule these workshops for my organization or group?

This workshop can also be done by live webinar for locations outside of Western NY or for groups with multiple locations. Just request at the 'contact us' link at the bottom left tab. Please include information about your group's needs, size and location.

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